Financing ArticlesMore Than Articles

1: Debunking The Reverse Mortgage Myths
A reverse mortgage is a government sponsored product for seniors 62 and over to stay in their homes and improve cash flow. This article will help debunk some of the common myths about reverse mortgages....

2: 95% of Businesses Fail: Don't Let Yours Be One of Them!
"Up to ninety per cent of businesses fail in their first five years of operation" The first time I heard this was many years ago during an accounting seminar. At that time, it sounded rather unbelievable; however, I now believe those statistics are true and probably higher or occur within shorter time spans, especially during times of global economic stress....

3: Understanding Your FICO Score And Its Variances
The main system in place for determining credit scores is called FICO, an acronym for Fair Isaac Credit Organization, which is the company that owns this formula. The three credit bureaus, Equifax, TransUnion, and Experian all use this system to establish credit scores, but they each market it under a different name....

4: How To Finance Your Business
When you have a great idea for a business, it is often quite difficult to understand why everyone is very happy to talk to you about it until you mention that it needs some funding....

5: The Benefits of Having an Offshore Bank Account for Business Purposes
There are many benefits to having an offshore bank account, especially if you travel a lot for business. Many businesses utilize offshore bank accounts because placing their money within another economy can have some tax advantages. ...

6: FAQs Regarding New Credit Formulas
Business owners must consider how these changes could effect their business scores, because of the major impact it could have on their ability to take out loans, finance projects, or pay employees. Consider your options and discuss them with a financial adviser to figure out what is the best plan for you....

7: VantageScore Versus FICO: How the New Credit Rating System May Affect Consumers
The exact differences, benefits, and downsides of the VantageScore system versus the FICO system remain to be seen, but consumers should be watchful of how the credit landscape changes for them based on this new arrival....

8: Credit Score Formula Changes, Impact on Small Business Owners
Small businesses are extremely important to our culture and our economy. In fact, small businesses make up a very significant portion of our economy. The financial success of America's small businesses lies heavily on their ability to attain credit in order to maintain their business....

9: The Anatomy of Your Business Credit Score
The success or failure of a small business could very well rest on the business owners credit scores, especially with the failure of mot businesses in the first six months of the business....

10: Three Key Factors Lenders Look at Before Giving You Business Credit
Many businesses fail because they are unable to access the capital that they need to survive, particularly in the first five years of establishment when banks view them as riskier because of their age....