Mortgage ArticlesMore Than Articles

41: Payoff Your Mortgage - Use the Fastest Method Without Cutting Into Your Paycheck
"Hey, I pay my mortgage bills on time. I have a good rate on my mortgage and there is no reason to do anything more." Well, I hate to break it to you, but you may not realize that you are paying more on your mortgage than you have to. This happens because some of what goes on with the bank is very sophisticated....

42: How To Escape The Stress Of Mortgage Arrears
This article discuss the options for people in arrears on their mortgages or secured loans (a separate loan secured on the house)....

43: The Good, The Bad, And The Non-Performing Mortgages!
What is considered a non-performing mortgage loan? A non-performing loan is a loan that is in default or close to being in default. Many loans become non-performing after being in default for 3 months, but this can depend on the contract terms....

44: How an Adjustable Rate Mortgage (ARM) Traps You Into a Lifetime of Mortgage Payments?
The repayment on your ARM is probably your biggest monthly bill. Do you know it will determine the quality of your life? Why?...

45: What Is Hard Money and How Will It Benefit You?
Have you heard the term "hard money," but you're not sure what it means? Perhaps you know what it is, but you're unsure where to find it. Hard money is financial backing from private investors in the form of a loan....

46: Your House is Not an ATM
In today's economy, many homeowners are so far in debt there seems like there is no way out. From small business owners to students, seniors to stay-at-home moms, everyone seems to be struggling under a load too heavy to carry....

47: 6 Useful Tips for Avoiding Foreclosure
Foreclosure is a frightening thing to consider, but there are definitely some things you can do today to help prevent it. You should (1) not ignore the problem - contact the lender, (3) respond to all communication, (4) prioritize your situation, (5) contact an HUD approved counselor and (6) be smart. Let me help you overcome your foreclosure today....

48: Owner Builder Loans - Everything You Need to Know About Credit Scores
Owner builder construction loans have not been immune from all of the recent changes in the mortgage industry. It's vital that you understand the most recent credit score guidelines that apply to most owner builder loan programs today. If you know these tips about your credit scores, it will make it that much easier to understand some of the nuances of your construction loan....

49: Applying for Bad Credit Mortgage Loans
A lot of people who happen to have bad credit make the mistaken assumption that their less than spotless credit history will keep them from being able to buy their own home....

50: Understanding the Difference Between a Simple Purchase Loan and an Owner Builder Construction Loan
An owner builder must understand that his construction loan will be different than a simple purchase or refinance mortgage. Understanding these differences allows you to plan for a very profitable project. However, an owner builder who does not account for the nuances of an owner builder construction loan as compared to a simpler mortgage is going to set himself up for failure from the start....